If you know the account and the PIN you could do it at an ATM. I think it's technically illegal but I doubt that's enforced.
All bank transfers are getting goofy. I've had a bunch of issues and I know of at least 3 people who were told they couldn't do what they wanted, threatened withdrawing their accounts, and then were allowed to go through with the transaction.
I think an atm would need an atm card. Banks may still have night deposit slots, where you put the cash in an envelope with a deposit slip.
I think the takeaway
is to not do business with those banks who errode our rights to use cash. So my college student will close this Chase account in a few months once the initial teaser bonus time is up. Mostly even the student uses our county credit union as there are sister ATMs in the college town to make small withdrawls, but ATMs have small daily limits on cash withdrawls. So, since post-grad studies are going to take up another 4 years, we will find out which banks are decent in that area, for one, I looked it up last night, there is an Umpqua bank there and they do not have this crazy policy ! So, there is option one. We will also look into Union Bank, bank of the west, citi bank etc.....
My takeaway for preparedness on this is to think about it, and who you bank with. Yes, this may not come up often for people, maybe never, but what we plan for here is preparedness for the unlikely, the emergencies. If you have a family emergency, any family member, sibling, child, parent, and you want to give them money they can access right away ( no holds on funds from a check) can you do it ? So this is a heads up that for at least those major 3 banks, Chase, Wells Fargo, Bank of America as this is a big change and fairly recent, Chase was the first to implement it in 2014. So, you might not have been aware until now that you cant do this anymore at these, and possibly other, banks.
The other thing I am going to do, as I have been slipping a little lately, is to increase my day to day cash transactions. Sometimes things are use it or lose it and there is a fight to do away with our use of cash and I find that very anti-freedom. SO I am going to step up my gasoline and grocery cash purchases, I was all cash but have let it slide lately.